The HABD Homeownership Program offers affordable homeownership opportunities for low and moderate-income families. The Homeownership Program currently has homes in the Tuxedo Terrace and Mason City areas for sale. The program also builds new homes on selected HABD-owned sites or acquires existing homes in targeted neighborhoods to be renovated. The Homeownership Program is open to all qualified public housing
residents, Section 8 residents, or other low- and moderate-income families as provided below. Preference is given to first, public housing residents; second, Section 8 residents; third, low- and moderate-income families of the public.
Eligibility Requirements
- Minimum annual income of $15,000 but less than 80% of the median family income for the Birmingham Metropolitan Area ($75,500).
- Acceptable rental payment history and reasonably good credit for the past two years (Minimum credit score of 620)
- Must be a first-time homebuyer as defined by HUD
- Homebuyer must be a US citizen
- Must attend a Homebuyer Education Seminar through a Housing Counseling Agency
If you have a Section 8 voucher and are looking to purchase a house through the Housing Authority, please contact Letisha Edison at ledison@habd.net.
Interested in participating in HABD’s Homeownership Program? Complete the form below and submit it to homeownershipinfo@habd.net or drop it off at our Central Office at 1826 3rd Avenue South, Birmingham, AL. 35233.
